In most cases, the bank will redirect the refund to one's new or replacement card. If there is no new card, the bank will usually send the refund directly to one's bank account. If one does not have a bank account with the issuing creditor then they ...
Yes, open any additional accounts while at the bank. Opening additional accounts will take an extra 20-30 minutes compared to 2-3 hours if one came back another day.
Does one want access to more funds? (If yes, keep them open) Will one apply for more 0% interest credit cards? (If yes, keep them open) One can get more 0% APR cards at nerdwallet.com, creditcards.com. Do the current cards have good/great benefits, ...