No, because this is not just a 'loan' that makes this process work so well. Assume that and end up in big trouble. The software is virtually required to see the road map that lays ahead. Second, proper structure and
timing of the mortgage is necessary. Third, utilizing other finance tips to assist with those payments will increase the speed its paid off. These factors are in-built into the program and with one factors missing, it is very easy to make a mistake. A small
timing error, small percentage increase in financing, bad financing or judgment will cost anyone YEARS in payments.