We currently have (2) ways to pay: a full one-time payment via credit card(s) or 24-months pre-approved financing for up to $25K (e.g. guaranteed approval for good, bad, no credit).
Each lender will require a credit check to qualify for a loan. Therefore, there is one credit check if obtaining financing and then another for the bank to obtain the HELOC. We cannot say which scores will be pulled because lenders may use
any of the (3) credit bureaus, matching the best offers with the best credit scores. Each bank pulls from a credit burea of their choosing, so ask before applying which bureau is used by them.
NOTE: Financing offers payments as low as $240 / mo. up to $694 / mo. And while repayment is set to 24 months, if paid within 12 months then all interest is 100% refunded!