All one is doing is asking for proof of the “alleged amount owed”. WHEN (not if) they cannot provide proof, one can take a legal course of action. The law doesn’t require asking for proof, but the law requires any creditor to provide proof when ...
Debt Removal Secrets will take approximately 270 days to complete the validation process from the time payments are stopped and the court case is concluded (if one decides to file suit).
Despite what a letter may say (see example attached) about a debt collection agency "returning the account to the original creditor" - it's just not true. Should one receive a reply like the attachment, continue with the debt removal steps as usual ...
The FDCPA typically only to the collection of debt incurred by a consumer primarily for personal, family, or household purposes. It does not apply to the collection of corporate debt or debt owed for business or agricultural purposes EXCEPT as the ...