Is The Equifax Extended Fraud Alert Required

Is The Equifax Extended Fraud Alert Required

To qualify for Equifax's Extended Fraud Alert for personal credit reports, one will need to file a Federal Trade Commission (FTC) Identity Theft Report at IdentityTheft.gov. The Equifax Extended Fraud Alert lasts for 7 years, whereas a standard "fraud alert" is a shorter-term alert available to anyone (e.g. without filing FTC Report) who suspects potential fraud and only lasts for 1 year.