Spouse on Loan Who Co-Signed is Now Deceased - What Can I Do Now For Mortgage Recovery Secrets?
In order to complete a mortgage satisfaction (e.g. for a current mortgage), the surviving spouse can fill out the paperwork (e.g. Intake Form + Master Agreement) and include a Certified Copy of Death Certificate with the initial paperwork. This will allow us to notify the Federal Reserve regarding the Homeowner's current status (e.g. deceased), giving the remaining signer(s) full equitable title to the to the promissory note's funds.
NOTE: Mortgage reconversions/recoveries (e.g. a satisfied mortgage) do not require a death certificate.
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