The Bank Dishonored a Lawful Money Check for Deposit - What Now?

The Bank Dishonored a Lawful Money Check for Deposit - What Now?

1. Get an email or written communication from the bank of such a denial. 
2. Get a copy of the check that was dishonored.
3. Find a local attorney who will represent a case for <$5,000 due to the bank's violations
      a. Dishonor of Indorsement per UCC ยง 3-502
      b. Unlicensed Practice of Law (giving advice on what indorsement you should write OR what indorsement is acceptable as a non-party)
4. The bank will often just attempt to settle out of court for less + attorney fees. Accept this and an agreement that the bank will accept all future indorsements from you or face similar lawsuit.
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