The Current Mortgage Has a Pre-Payment Penalty - What Now
Worry less about the pre-payment penalty when compared to the amount lost to interest over the course of the mortgage. Balance that figure and about 99% of people will find that it is less expensive
to get started now - than to wait.
Related Articles
Is This a Bi-Weekly Payment Program
No. Bi-weekly programs have a homeowner make a payment every two weeks (same monthly amount broken into two payments) to effectively cut off 7.5 years a 30-year mortgage on average. Our system actually works reduces the mortgage even better than ...
Can This Remove A Mortgage / Home Loan
Debt Removal Secrets will not work if one still possesses the home. A home is considered a secured debt because an asset can be seized. If the the home is no longer in one's possession, the debt / derogatory mark itself can be removed from the credit ...
Mortgage Insurance (MI) + Private Mortgage Insurance (PMI) vs Mortgage Protection Insurance (MPI) + Mortgage Insurance Protection (MIP)
Both Mortgage Insurance (MI) and Private Mortgage Insurance (PMI) are a type of mortgage insurance one might be required to pay for with a conventional mortgage, which only protects the lender should the borrower stop making payments on the loan. ...
Can The Home Loan Be Recast To Lower Payment & Interest
Yes. A loan recast is when the lender will reamortize the loan with the new (lower) balance. It is typically used when one has paid a lump sum toward the outstanding balance, in turn reducing the remaining monthly payments and interest. When a loan ...
Can One Remove A Criminal or Civil Penalty from IRS/Gov.
Often bankruptcy is what an attorney will suggest and this is a valid route with extreme amounts of debt, but the debt removal system works EVERYWHERE a bankruptcy does. Whether one can eliminate (discharge) a government fine, penalty, or ticket in ...