Understanding the Trust Web

Understanding the Trust Web

The trust web is the structure of your estate plan that allows for the protection of your wealth through the use of the Irrevocable Private Express Trust and the redemption of lawful money. The web is created by the execution of the Operating Trust, Pass-Through Trust and Holding Trust. What we refer to as the Operating Trust is simply the document within public view. This is explained in detail in Section 3 Trust Web Secrets under the Bulletproof Trust Secrets.

To ensure that your trust assets are protected, the following steps must occur after you have signed the trust documents:

The Pass-Through Trust (creditor) will have a filed UCC-1 & Private Security Agreement over the Operating Trust (debtor).

The Holding Trust (creditor) will have a non-filed UCC-1 & Private Security Agreement over the Pass-Through Trust (debtor).

The Holding Trust will be the creditor on the UCC-1 with Pass-Through as the debtor and it will not be filed. The Private Security Agreement will serve as the official contract that allows the UCC-1 to be filed legally.

Only trusts with a bank account require an EIN. The pass-through may have an EIN + bank, but the UCC-1 is not filed on it (between the Holding & Pass-Through).

This is all you need to do to create the trust web.  See the attached diagram.