Every time a person refinances, the old mortgage is extinguished / satisfied by the new mortgage. If a person refinanced 10 times then they have 9 notes to recover (i.e. not the current mortgage).
Beware of low rates and low payment gimmicks - and truly they are bank-scams that cost more over time! The banks focus everyone's attention on the interest rate and payment amounts. They never talk about 'another way of doing it' other than their ...
There is no restriction on how many times one can file for bankruptcy in any state. Whether one has gone through the bankruptcy process multiple times or not, it does not matter. There is only one minor caveat. Filing for an additional bankruptcy too ...
When a loan is refinanced a new original creditor may be established. Whoever is the current creditor for the loan is now the original creditor. This new creditor is not to be considered a third-party in equity.
Debt Removal Secrets will not work if one still possesses the home. A home is considered a secured debt because an asset can be seized. If the the home is no longer in one's possession, the debt / derogatory mark itself can be removed from the credit ...