What Is the Difference Between a Credit Score and a Credit Report

What Is the Difference Between a Credit Score and a Credit Report

A credit report provides a detailed record of one's credit and payment history.

credit score is a single number calculated using the information in the credit report.
    • Related Articles

    • What Factors Affect A Credit Score

      Payment history, accounting for 35% of one's credit score. Credit utilization, accounting for 30% of one's credit score. Length of credit history, accounting for up to 15% of one's credit score. Credit mix, accounting for up to 10% of one's credit ...
    • How Often Is A Credit Score Updated

      A credit score could be different daily or even by the minute depending on when a lender requests it. Because a credit score can change frequently, don't worry excessively about minor fluctuations.
    • What Is a Good Credit Score

      FICO® credit score range from 300 to 850 and the following ratings are a guideline of score quality: Poor: 300-579 Fair: 580-669 Good: 670-739 Very Good: 740-799 Exceptional: 800-850
    • Is A Perfect Score for D&B Enough

      No D&B is not enough! This may have been true in the early 2000s, but not now. The D&B PAYDEX Score is critical when beginning; however, the most important business credit score is the Experian Intelliscore, which has a scoring model similar to a ...
    • Will This Mortgage Work with Bad Credit

      If a new loan is required, qualifying for that loan requires a good score and/or equity. If one has good equity, it might be easier. That said, we include High Credit Secrets ($297) for FREE to show how anyone can improve their credit score and ...