What Is the Difference Between a Credit Score and a Credit Report

What Is the Difference Between a Credit Score and a Credit Report

A credit report provides a detailed record of one's credit and payment history.

credit score is a single number calculated using the information in the credit report.
    • Related Articles

    • What Factors Affect A Credit Score

      Payment history, accounting for 35% of one's credit score. Credit utilization, accounting for 30% of one's credit score. Length of credit history, accounting for up to 15% of one's credit score. Credit mix, accounting for up to 10% of one's credit ...
    • How Often Is A Credit Score Updated

      A credit score could be different daily or even by the minute depending on when a lender requests it. Because a credit score can change frequently, don't worry excessively about minor fluctuations.
    • What Is a Good Credit Score

      FICO® credit score range from 300 to 850 and the following ratings are a guideline of score quality: Poor: 300-579 Fair: 580-669 Good: 670-739 Very Good: 740-799 Exceptional: 800-850
    • Will This Mortgage Work with Bad Credit

      If a new loan is required, qualifying for that loan requires a good score and/or equity. If one has good equity, it might be easier. That said, we include High Credit Secrets ($297) for FREE to show how anyone can improve their credit score and ...
    • Is Good Personal Credit Necessary - Can One Stop Paying Personal Credit Cards

      Good credit can help, yet bad credit won't really hurt the process either. Never let personal credit go defunct, that's what Debt Removal Secrets is for. Cash credit is harder today than it was in 2007 when a 411 listing and a single bureau score ...