There are ways to go around this; just consult an attorney and check what’s possible in which state. Submit everything through an attorney when working in states where it’s either hard to contact people regarding surplus funds OR where there are fee ...
As a general rule, there is a ten year statute of limitations on IRS collections. This means that the IRS can attempt to collect one's unpaid taxes for up to ten years from the date they were assessed. Subject to some important exceptions, once the ...
In states that have this statute, one cannot file under state statutes against a bank [original creditor]. Federal statutes like FDCPA are still available.
Yes, by tracking the sales online or visiting the trustee's websites to find the mortgage overages. Alternatively, by attending the auctions in person (or hire someone on Craigslist to attend on one's behalf).
The Recorder’s Offices (where the overage list is most often received from) are usually county specific. However there are a few states (like Georgia) that do have databases for the entire state!