Basic information on what we do, will do for them, the Fee Agreement as a mandatory document. Everything else is sent after they sign the Fee Agreement.
According to the FDCPA, a letter requesting validation must be sent within 30 days of a debt collector's initial communication. An initial communication is usually the first debt collection letter which contains the 30-day notice found in § 1692g(a) ...
In the event that a consumer has never received a collection letter from a collection agency, a collection entry (also known as "tradeline" or "TL") on a consumer's credit report can be considered an "initial communication" triggering a consumer's ...
The Crummey Letter is a letter sent to the beneficiaries of an irrevocable trust informing them that a gift has been made to the trust and that they have immediate and unrestricted right to withdraw said assets. Crummey Letters classify the gift as a ...