Half Your Mortgage
What Is A HELOC
A HELOC (Home Equity Line Of Credit) is a tool to finance real estate purchases, having 100% liquidity just like a checking account. It provides a simple interest line of credit that recasts every single day for free. Since the HELOC computes ...
Can This Work For Paying Off Personal Debts Despite Not Having a Mortgage
Yes, the system has been engineered to work for all debts, whether it's a home, credit card debts or other high interest loans.
How Does One Get HELOC and Know Which HELOC Is Best
Each of our clients is provided with a list of banks who have proven to have the very best HELOC options to work with our program.
Can One Still Qualify Even with Little To No Equity In The Home
We suggest at least 10% down to obtain the best terms and widest selection of banks; however, the strategy can still work with little or no equity. The only difference would be the use of a second-lien position HELOAN rather than a first-lien ...
What If I Don't Qualify For An HELOC Because of Bad Credit Or Some Other Reason
Students will eventually get a HELOC in the program, even if one initially starts with a second-lien position HELOAN.
Can A HELOC Be Used To Pay Off Other Debts
Yes, this program is engineered to work with any and all debts. Only student loans and car payments (on the first half of the repayment schedule) should not be rolled into a HELOC; additionally, any debts with a prepayment clause should be excluded ...
Does This Help Pay Off Rental And Investment Properties
Yes, we discuss this inside the program in further detail.
How Does One Withdraw Money From A HELOC
Accessing money from one's HELOC is very much like accessing money from a standard checking account, and often comes with checks, debit cards and online access for easy and instant bill payments.
What Are Closing Costs To Open A HELOC
It should cost little to nothing as most lenders cover any of these fees.
Does The Software Move Money For Me
No, the software has been intentionally designed not to touch or move money on one's behalf.
What If The Current Home Is Sold and We Buy Another - Can We Still Use The Program
Once a student, lifetime access is granted. So, the program can be used on the new home. Coaching is limited to completing the first HELOC transaction.
Is The Half Your Mortgage Program Legal / Ethical
Yes, the program is designed and engineered to adhere to all applicable laws and regulations of the United States, including virtually all other common and civil law countries.
Does Half Your Mortgage Work In Guam
Yes, there are a few banks in Guam that offer loans that allow this strategy to be used as taught in the program.
Can A HELOC Be Put Into A Bulletproof Trust (Irrevocable Trust)
A HELOC sadly must have a revocable trust to hold the home in until the HELOC is originated. The transfer into an irrevocable trust is will not trigger a 'due in full' clause per 100s of real estate transactions from our numerous real estate ...
What's Needed To Start Today with a HELOC
Support will plug one's information into our software and then give a road map to get started. Further, booking a consultation about the option of obtaining a properly structured loan through an affiliate partner or through someone else is possible. ...
How Much Equity Will This Pay Off in The First Month
This varies widely because it depends on the size of the mortgage, interest rate, difference between the old and new mortgage, whether the flex line strategy is used and more. However, our student samples show the average student pays 800% more money ...
Will This Work for Real Estate Investors with Rental Property
Yes! While analysis shows that investment property is slightly less efficient, it still offers immense savings over traditional mortgages. Investors will highly benefit from this program. That said, when looking at it from the standpoint of a primary ...
Will This Mortgage Work with Bad Credit
If a new loan is required, qualifying for that loan requires a good score and/or equity. If one has good equity, it might be easier. That said, we include High Credit Secrets ($297) for FREE to show how anyone can improve their credit score and ...
Are There Others In The Country Teaching This
Yes, there are only 2 other companies who operate in the USA teaching this secret; however, they are not as efficient as our program and their programs include higher risks. We've designed the lowest risk procedures available, combined with the ...
Will Someone Walk Me Through The Half Your Mortgage Program
Yes! We have a professional team who assist new students in the use of this program. In most cases, one doesn't need to know much about the system to use it. Simply follow the directions, set up the proper financing, follow the plan using our ...
The Current Mortgage Has a Pre-Payment Penalty - What Now
Worry less about the pre-payment penalty when compared to the amount lost to interest over the course of the mortgage. Balance that figure and about 99% of people will find that it is less expensive to get started now - than to wait.
I Have Friend/Family That's A Banking Loan Officer - Can They Be Used
No, because this is not just a 'loan' that makes this process work so well. Assume that and end up in big trouble. The software is virtually required to see the road map that lays ahead. Second, proper structure and timing of the mortgage is ...
Why Haven't I Heard of How To Half A Mortgage Before
Look at all the amazing secrets of the elite we have exposed via our company: no income and capital gains taxes, Bulletproof Trusts, 508(c)(1)(a) Free Churches, beating all victimless crimes, stopping foreclosures, debt removal and so much more! In ...
If The Whole Paycheck is Used To Pay The Loan - How Does One Live
This program gives students the ability to withdraw money out of the loan like a bank account. Put all paychecks in just like a bank account and withdraw the money out right away. Students can even borrow more money against the property, in cases of ...
What's The Cost of Waiting To Half My Mortgage
It always pays to start sooner rather than later with this program. On average, one's next mortgage payment of $X,XXX made this month will only have 4% of that payment go towards the principal (amount owed). So when that check is written - all that ...
What If Someone Just Refinanced or Have a Low Interest Rate Already
Beware of low rates and low payment gimmicks - and truly they are bank-scams that cost more over time! The banks focus everyone's attention on the interest rate and payment amounts. They never talk about 'another way of doing it' other than their ...
How Does This Pay Off The Home So Fast
It's understandable to be skeptic, but this isn't some illegal 'erase the mortgage' scam. This is 100% pure mathematics! That's why Einstein said "...compound interest is the greatest miracle of all mathematics". It's efficient debt and credit ...
Is A New Loan Required or Can The Existing Loan Be Used
Yes and no. Most students restructure their financing via the guidelines in the program; however, it's not necessary because 3 different methods are taught. One system doesn't require a new loan, but the most efficient system requires a refinance ...
What If There Isn't Extra Money Come End of Month
If one has this problem currently, then this program is necessary. Without a mortgage payment, there will be more money leftover at the end of each month. Further, this system is designed to give greater flexibility and more control of cash flow and ...
Will This Work on A Fixed Income
One should be cash flow positive, meaning income exceeds expenses. If a homeowner already has a mortgage then this program will have the property free and clear years sooner. On a fixed income, if there is any financial issues for more than 90 days, ...
How Much Extra Do We Add To Monthly Payments
Nothing! In fact, the more one uses their HELOC like a regular bank account - the quicker the mortgage is paid off, but with zero extra payments!
Why Does It Take Less Money To Pay Off A Home This Way
It's all about efficiency. The old banking systems (i.e. mortgages) are designed to make banks a lot of money over a long period of time. When one eliminates these outrageous interest-first payments, utilizes a line of credit and effectively reduces ...
Is This a Bi-Weekly Payment Program
No. Bi-weekly programs have a homeowner make a payment every two weeks (same monthly amount broken into two payments) to effectively cut off 7.5 years a 30-year mortgage on average. Our system actually works reduces the mortgage even better than ...