Yes, when choosing the right provider the dividends are virtually guaranteed. These legacy providers have paid out claims for over 200+ years and multiple world wars. That is why we recommend certain agents to speak with regarding this who have ...
Yes, there are riders available where the insurance company will actually pay one's premium in specific circumstances, including the ability to use one's death benefit while they are still alive in some circumstances too. NOTE: Indexed Universal Life ...
It depends because everyone is different. High risk-rewards policies such as IUL & VUL have higher growth rates and are great for those in an upward market - and when done for less than 5-10 years. In short, it usually comes down to the desired cash ...
Variable Universal Life (VUL) & Indexed Universal Life (IUL) are indexes that payout according to the performance of the market(s) they deal in. Universal Life (UL) is the basis that VUL and IUL are built on (actuarial tables of term insurance). ...
Yes! The concepts is to pay a base premium towards the whole life policy and then add 'life insurance dumps' of liquid cash - which allows almost immediate access to 100% of those funds. This life insurance is insurance that pays dividends, and it is ...
Typically, yes. It’s always worth investing in one’s self. 401K vehicles are controlled by the employer, who matches the investment typically 1:1 for the first 3% and then 1:2 for the next 2%. This is like getting paid an extra 4% on top of the ...
Yes and list one’s self or business as the beneficiary for payout. NOTE: Whole life insurance on younger children or employees is quite less expensive than older persons.
Private Banking is just the use of a trust and a whole life insurance policy together to create a private institution that acts as a lender. The lender (trust) holds the depositor’s money (yours) and invests it into a vehicle (whole life policy) ...