Debt Removal Secrets
What If Debt Is Not Disputed Within 30 Days of Receiving Notice
This is a tricky area and the FDCPA should actually be amended to be clearer on this issue. While the Fair Debt Collection Practices Act states that the consumer should dispute the debt within the first 30 days of receiving the notice it does not ...
Must One Close The Accounts/Credit Cards To Do This Process
Yes. One cannot file a claim until injured. One is injured when a derogatory mark appears on the personal credit report.
Does One Need A Trust For This
No, but it's highly recommended for free court filings (saving $200+ per lawsuit).
Filing A Lawsuit For Free
Every county has a form to file a lawsuit for free, allowing the fees to be waived. It is named something like Waiver of Fees Form or Indigent Form or other similar names. If one operates a trust, then that person will have no personal assets and ...
How Does The Debt Removal Process Work
This is an accounting method to ensure one does their bookkeeping according to widely available FDCPA accounting methods.
Can Anything Bad Happen In Court
This is not criminal court this is civil court, one cannot go to jail! This is a legal process. One will not get put in handcuffs for standing up for one's legal financial rights. Go to civil court OR small claims court and do it for free by filing ...
Does One Have To Be In Collections To Begin Process
An account that is CLOSED will have the easiest successes, but students can complete the process even for OPEN accounts and against the original creditor. CLOSED ACCOUNT: Any credit line that is deactivated, no activity is allowed and has been sold ...
What Makes This Debt Removal Process Legal
All one is doing is asking for proof of the “alleged amount owed”. WHEN (not if) they cannot provide proof, one can take a legal course of action. The law doesn’t require asking for proof, but the law requires any creditor to provide proof when ...
If Someone Gets Served - What Does That Mean For Them
First of all, everyone will EVENTUALLY be served. Everyone we've ever talked to hated "avoiding" the service processor. So we suggest (2) choices: 1. When asked if One is _____________ - simply reply with "What's this in regards to?" and just keep ...
Why Does This Work BUT Sovereignty, SPC, UCC-1, Promissory Notes Do Not
One doesn't make up a claim to get rid of “alleged money owed”, and one should NEVER make a claim like all those other processes do (whether one understands why or not). In this system, it's about questioning the creditor’s claims. Ask for proof and ...
Can The Clerk Of Court Deny A Recording
The Clerk of Court CANNOT make a legal determination towards the validity of a document recorded and cannot refuse anything one wants to record. If a Clerk denies a recording, seek legal remedy from a lawyer under 18 USC § 2071 and United States v. ...
Small Claims And Civil Court Differences
Most courts now have procedures that allow one to represent themselves in regular civil actions. The difference between civil courts and small claims court is that small claims procedures are not as strict, the filing fees are generally less, and the ...
How Does One File A Court Case
If one has a trust already, one can actually file for FREE by filling out a form called Application for Indigency by the Clerk of Court. By filling out this form with all "zeros" one will automatically qualify for free legal services (except ...
What If One Is Asked About Their Indigency
The judge would be the only person to ask this, as the Clerks of Court rarely care. If one is asked, they may simply state, "I have decided to take a vow of poverty as a person and have entrusted all my belongings to an irrevocable trust, as is my ...
Will A Mortgage Securitization Audit Help Win In Court Against Foreclosure
Typically no, but there have been some mortgage companies that have dropped the suit after their fraudulent activities are exposed; however, in most cases, we've found the judge will not allow the documents to enter the record on the basis of ...
When Going To Court - Here Is What To Expect
When arriving at court, one will go through metal detectors and body scans - so make sure to NOT have weapons when entering the courthouse. Past the scanners, often one can see a large desk sitting high with an officer or civil servant there. Ask ...
What Does One Say In Mediation
After the pre-hearing, both parties will be sent to mediation to discuss potential settlements. The first question to ask is, "What is the settlement offer?" A lawyer will usually reply back with a negative answer. So sit down, ask them for their ...
Can One Get New Cards From The Same Companies Sued
Yes! Isn't that amazing? In fact, because of the WAY one defeats these companies, they will have no past records of the alleged debt, thus allowing one to get the SAME CARDS from the SAME BANKS they just beat days ago!
Judge Said Original Note Is Not Necessary | Verification of Debt
This is a blatant misrepresentation to keep one from exposing the truth. The Judge is in most cases using the words VALIDATION and VERIFICATION interchangeably, but they are very different in their meanings. The Chaudhry v. Gallerizzo case upheld a ...